French Mortgages

  • Lowest rates on the market
  • Calculate affordability in minutes
  • High street lenders & private banks
  • International investment finance
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Private Banking Structures

  • Compare private banking offers
  • Portfolio refinancing & equity release
  • Tax efficient
  • On purchases above €1.0m

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What makes us different

Preferred Access

  • Curation: Choose from providers with a track record of delivering finance
  • Speed: Finance in 21 days possible
  • Savings: Save xxx on average

Personal Service

  • Expertise: Dedicated advisers and experts at each stage
  • Knowledge: Highly trained mortgage professionals
  • Tech: Tools to analyse which loans are right for you

Reputation & Integrity

  • Guidance: Advice and a straighforward proccess
  • Broker of choice: Used by the market leaders
  • Transparency: All fees and taxes made clear with no industry jargon


Find the best mortgages in France using our French mortgage best buy tables or call one of our experts for a bespoke quote with free decision in principle.

Pure RateAPRC
(for €100k)
1.90%3.04%20yrs80%Tracker mortgage +1.9%
80% Rate fixed for the term
2.15%2.64%20yrs 80%
Rate fixed for the term
2.60%3.16%20yrs85%Rate fixed for the term
85% Rate capped +1.5% for 13yrs
2.45%2.92%25yrs 80% Rate fixed for the term
2.70%3.23%25yrs 85% Rate fixed for the term
Pure RateAPRC
(for €100k)
2.50%3.13%14 yrs75%Tracker 3 month Euribor + 2.80%
2.50%3.13%25 yrs 75% Variable tracker with cap at 4.00% for 10 years
3.05%3.68%14 yrs75%Fixed rate. Loans over €500k).

French Mortgage Experts

  • Speak directly with expert French mortgage brokers
  • Widely quoted across international press & media
  • Receive up-to-date market insight and no obligation advice
  • Friendly team of efficient multilingual staff

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Your time is precious

  • Call for a French mortgage decision in principle in minutes
  • Receive bespoke quotations by return from a panel of local branches, international platforms and private banks
  • Reduce the paperwork and language burden.
  • Enjoy peace of mind from a clear and transparent process.


Listen to French Mortgage expert John Busby on the Financial Times podcast.

Listen to John Busby on the Financial Times’ most popular podcast.

Without John and his team’s hard work, it is unlikely that we would have secured a mortgage for our French property on such agreeable terms. They were professional throughout the process and quick to answer any question that arose. As a London resident, I could not imagine buying a property in France without them.
Scott Cobb
United Kingdom
I’d like to take this chance to thank everyone at French Private Finance for your patience, expertise and dedication to arranging this mortgage, and concluding this matter for me.
Mike H.
United Kingdom
You are incredibly professional in every way, and very helpful. I couldn’t be happier with all the work you did for me.
Paul W.
United Kingdom
Securing a French mortgage can be very hard for a non-French speaker. Laure and the team made the process simple for me, at every stage, answering all my questions.
Stewart C.
Czech Republic

Press about us

French Mortgages – why is now the best time to secure yours?

French mortgage rates have dropped to all time lows, with rates not seen in over 70 years. With such low French mortgage rates, non-resident investors can now lock in huge amounts of long term value.

A great example of this is with repayment French mortgages where you can now secure an incredible rate of 3.00% for 20 years with a loan-to-value of 80%. Compared to the vast majority of countries in Europe and also further afield, French mortgages offer by far the cheapest lending.

However, lending criteria can strict, so we advise you to speak with a French mortgage specialist who will be able to give you a decision in principle within a few minutes.

French mortgage? Why choose French Private Finance?

  • We meet with our contacts at French banks regularly – very few French mortgage companies this
  • This enables us to secure the best French mortgage deals on the market
  • Our friendly no-obligation service takes all the stress out of the process

Try out our useful French mortgage tools and see for yourself

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