French Mortgage calculator

View best buy rates

How much can I borrow & how much will it cost?

Enter your gross annual income and your total monthly fixed outgoings

Please fill all fields

? Gross annual income in Euros as per tax returns or P60. You can include rental income here as well.
? Enter the total for your fixed monthly commitments for loans and alimony. Do not include payments for utility bills.
? Select a Repayment or Interest Only product to see how much you can afford.

Based on your details, you could estimate...

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Your max loan
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Your spend on a mortgage per month

Enter details of your gross annual income converted into euros into the box on the left and your total monthly out goings for loans, personal loans, car loans, mortgages, alimony. You can exclude payments for school fees and insurances. Then select a product type and see how much you can afford. If you have a lot of buy to let mortgages then add the rent to your annual income and do contact us for a final check Learn more

Create your purchase guide

? Please enter the purchase price of the property you want to buy excluding notary fees.
? Please put here the total amount of equity you would like to put into the property.
? Please select the type of property you are looking to buy: existing or yet to be built.
? Select a Repayment or Interest Only product to see how much you can afford.

Purchase guideline details

? This is the amount which a bank might lend you – this is not an offer.
Loan Amount
%
? This is the percentage of the loan versus the purchase price of the property.
Loan to value (LTV) %
? This amount includes the equity you place into the property and an estimation for the additional fees and taxes. See here for more information
Personal contribution inc. fees & taxes
? Any amount in this box is an estimation of the amount a bank may wish you to place with them for this type of product. It may be pledged for the duration of the loan.
Savings to be placed with the bank
%
? Pure rate. Not the APRC. For the APRC, please read the description below.
Capital repayment over 20 years
? This is your estimated monthly payment for your mortgage. It excludes the insurance.
Your spend on a mortgage per month

Email your estimate

All figures above are an estimation and are suject to change at any time.
All finance is subject to status, with complete terms found in the actual mortgage offer.
Your rate may differ from the advertised rate. Loans are subject to status. Early settlement fees may apply. Changes in the exchange rate may increase the sterling equivalent of your debt. Your home may be repossessed if you do not keep up repayments on your mortgage.

Frequently asked questions

Still have questions? Please view our ultimate guide to French mortgages

View guide