French Mortgage Guides

Welcome to our French Mortgage Guides section, a comprehensive selection of online and printable resources which should help you with everything you need to know about getting a mortgage in France.

Whether you are seeking a mortgage in France for a dream holiday home or primary residence, the French mortgage guides take you through everything you will need to know.

We have dedicated French mortgage guides for each of the most popular types of mortgages in France:

  • Second Home French Mortgages
  • Buy to let French Mortgages
  • Leaseback French Mortgages
  • Equity Release French Mortgages

Each type of French mortgage is slightly different from another and if you are looking to buy in France (or refinance your existing French property) you should take time to consider all of your options.

Utilise the best-ever mortgage rates in France!

There are no restrictions on non-resident buyers purchasing a property in France and as a result French mortgage lenders have become increasingly willing to offer loans to both resident and non-resident buyers. This means foreigners can avoid remortgaging an existing property in their home country to pay for their new French property and can instead benefit from the all-time low mortgage rates in France.

Compared to other EU countries the current French mortgage rates available are incredibly low and with the offered durations being so long (typically between 15 and 25 years) non-resident buyers can lock in incredible long term value.