• Buying in: Sainte-Foy-Tarrentaise (French Alps)
• Property price: €1,002,500
• Loan amount: €701,750
• Type: Repayment
• LTV: 70%
• Term: 20 years
• Rate: 1.75% fixed

The Background

This portfolio manager was looking to diversify his assets in property while retaining the ability to grow wealth through financial instruments.

Our Approach

An interest only mortgage was the best fit as the monthly cost is significantly smaller compared to a capital repayment mortgage which allows the client to take other mortgages to invest in other properties. 

This solution requires at least 100% of the mortgage amount in net assets to prove the bank that the loan can be repaid at the end of the term.